Remember:
• Do not send anything to or talk to the credit bureaus while we are working on your credit file.
• Do not send anything or talk to your creditors while we are working on your credit file.
• You will receive updated credit reports and other types of correspondence from the credit bureaus within 30-45 days.
If we do not receive your updated credit reports in a timely fashion, we cannot continue to work on your credit files, which will delay your progress.
Update us with all correspondence from creditors and the credit bureaus once it is received in the mail. If you do not receive these updates, please ensure that you contact us and let us know that you haven’t not received a response to the dispute claims yet.
Payment to Creditors:
If it comes to the point where you must pay a creditor to delete a negative report from your file, we will negotiate on your behalf for the best settlement. Many collection agencies will settle for pennies on the dollar of the amount you owe. Our services will allow us to help you settle each unpaid collection account. We have extensive experience in getting collection agencies to agree to delete the account from the credit report with a smaller payment than what you owe.