How It Works:
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Start
Apply in Minutes + No Credit Score Requirement
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Deposit
Put Down $200 Deposit To Open Your Secured Credit Card
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Build
Build Credit by Making Purchases With Your Secured Credit Card and Keep Balances Under 25% of the Credit Limit
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Get A Fast Reporting Card to All 3 Bureaus!
Sign Up With Authority Credit Services
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By enrolling through the Authority Credit Services sponsored profile all your processing fees are waived on your deposit to open your Credit Builder Card! |
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Use Your Card Anywhere
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Your secured credit card is issued by MasterCard and gives you the freedom to make purchases with your card everywhere MasterCard is accepted. |
Build Up to Better Credit
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Invest in yourself by opening your secured credit card. Put down the deposit today and start building your better credit score future.
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Receive your secured credit card in as little as 2 weeks and quickly start building positive credit history that will improve your credit score! |
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Common Questions
WHEN DO I GET MY CARD?
You will receive your secured card once you have fully funded the deposit to open the card. You can put down as little as $200 to open your secured card if you enroll through our program. In addition, the low annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score!
WILL MY SCORE GO UP?
Yes! Credit Builder Card’s program is designed to help you build your credit score with all three credit bureaus. It would be impossible to say how much your score will go up but members have seen their score improve by more than 50 points. To get the maximum increase to your score we recommend always making your payments on time for your secured card.
NO SCORE REQUIREMENT?
That’s right 🙂 We want our service to be accessible to everyone and that means no credit score requirement. You use your own money to fund your deposit to open your card and as a result there are no strict credit requirements. Please note there will be a credit check as part of the card’s underwriting process. You may not be approved for the card if you have an active bankruptcy in the courts. In very rare situations the issuing Bank may request a copy of your Drivers License to verify your identity.