Authority Credit Services is a full-service credit repair and credit counseling company. We will work on your behalf to remove all aged and derogatory credit markings from your credit report that you identify as an error. We will dispute all negative items appearing on your credit report regarding collection accounts, judgments, repossessions, late payments, bankruptcy and all other erroneous items listed on your credit bureau report. The FCRA (Fair Credit Reporting Act) allows us to challenge and dispute all erroneous information shown on your credit. The credit bureau has 30 days to validate the information on your credit report and respond to each dispute filed. If the credit bureau cannot prove it, they must remove it. We will send dispute letters to all three credit bureaus requesting their cooperation by law for the removal of negative marks and erroneous items.
To start the process, you will first need to complete the MEMBERSHIP APPLICATION FOR CREDIT REPAIR.
Once completed, it will automatically be forwarded to our staff at [email protected]. You will then receive your enrollment forms from Docusign for you to e-sign along with the rest of your other disclosure forms.
Pricing: Authority Credit Services cost of membership is $300 total. This includes a $50 Sign Up/Credit Analysis Fee and 5 additional payments of $50 for a total cost of $300. You will be billed $50 monthly (manually, we do not auto-debit) for a total of 6 months. This membership includes credit restoration and repair processing for a maximum of 6 months. You may cancel your membership at any time.
Next, we will need a copy of your three credit reports from Experian, Transition and Equifax. These can be retrieved for $1 at www.privacyguard.com. Please forward your username and password to us during enrollment so that we may have sufficient access to your credit file to do the diligent work needed to improve scores on your behalf. Privacy Guard is the cheapest and most accurate credit monitoring service that provides all three bureaus. [Credit Karma only provides two bureaus and we cannot accept it.] It is also the most trusted and commonly used credit monitoring service recommended by most credit repair companies. After your 14-day trial, the Privacy Guard membership is 19.99. It is wise to keep this monitoring service active while we are repairing your credit so that you may keep track of progress as your score increases and as derogatory items are corrected, deleted or fall off of your report.
Finally, we will need you to SUBMIT the following items:
1. Government Issued ID
2. SSN Card
3. Copy of Bill In Your Name at Your Current Address
We cannot start the process of repairing your credit file without these items. Once we have received all of your documents and signed enrollment forms, we will then provide you with a credit coaching plan to discuss the best strategy and plan of attack for optimal success of your overall credit improvement.